Wall Street Journalさんのインスタグラム写真 - (Wall Street JournalInstagram)「Young Black investors are fueling a surge of Black Americans buying stocks.⁠ ⁠ Nearly 40% of Black Americans owned stocks in 2022, up from just under a third in 2016, according to the most recent Federal Reserve data. During that same period, the share of white households with stocks grew to nearly two-thirds, up from 61%. This was all before the stock market’s 2023 rally.⁠ ⁠ This growth seems to be driven in part by younger investors, surveys suggest. They embraced the market in a retail-investing boom fueled by mobile apps, commission-free trading, participation in 401(k)s, crypto, meme stocks and social media, researchers said. Nearly 70% of Black respondents under 40 years old were investing, compared with roughly 60% of white investors in the same age group in 2022, according to a survey by Ariel Investments and Charles Schwab.⁠ ⁠ Young Black investors today have much more access to financial information than those in prior decades, said Tatjana Meschede, associate director at the Institute for Economic and Racial Equity at Brandeis University. In addition to family, friends and financial advisers, investors, like many in their generation, are increasingly turning to social media for investment information.⁠ ⁠ While stocks have been a key driver of wealth-building for Americans, Black Americans are still far behind white households in terms of both assets and market participation. The median wealth for the typical white family was $285,000, compared with $44,900 for the typical Black family, according to the Federal Reserve’s 2022 Survey of Consumer Finances.⁠ ⁠ Read more at the link in our bio.」1月24日 23時45分